Greetings from a clone.

I ended up using Klaus2008's method, and that works just fine.
I did the cut and paste parts in Win7 with no ill effects,
at least none I've observed so far.
I also now have a Pearl Harbor .img file, albeit on ntfs premises.
Editing a Fat32 file on an ntfs system for use with Linux seemed
to me a juggle unlikely to come to a good end. But it did.

I struggled to get the reserved space size right, since I'd
forgotten a minor edit of the non-image part of the equation.
As a consequence, my clone didn't at first have enough room to
hold the original's .img
I suspect if the clone had more than enough room, that also might
have worked, but I've not proved this.

Thanks Klaus2008.