Houston, we DON'T have a problem

TearingHairOut,
I tried to use the konsole to cd to my Win HD, it failed with "access denied."

Stephen, YES, Y E S, Y E S !
Modified the fstab to having the umask addition - that did it! Perfect, I can open and list files/folders from a konsole window - using ls -=- and I also was able to use my Desktop Icon for the device to open the device in folder view - EXCELLENT.

Sorry RockMumbles, I worked from a "top down" process, I didn't get a chance to try your suggestion, considering that Stephen's idea did the trick - nothing personal (you know)

As a famous actor from the "A" Team, once said: I love it when a plan comes together [giggle]

Thanks to everyone, hopefully, I can get Wine to work on my "stupid" DOS program now...
Cuddles
BTW - How do you get a DOS Prompt using Wine? (Considering I am going to be running a DOS program) In Windows, you just fire off "command.com", is this what I would pass to Wine? Any answers? Or I can just beat the answer out of Wine, giggle.